pocket wage
5

Pocket money for a 5 year old in the United Kingdom

Five is where a pocket wage starts, and the rate is deliberately small: the point is the habit, not the money.

A 5 year old in the United Kingdom earns

£2.50an hour

About £3.75 a week if they do 1½ hours of paid jobs. That's 19.7% of the minimum wage in the United Kingdom.

Worked out from GOV.UK — National Minimum Wage and National Living Wage rates, rates from 1 April 2026.

The rate at every age in the United Kingdom.

Pocket Wage is a straight line, one step every birthday, until it meets the real minimum wage. Here's the whole ladder in the United Kingdom.

  • Pocket wage, paid by you
  • Real minimum wage, paid by a boss

At 16, the legal minimum in the United Kingdom is £8.00 an hour. Pocket Wage draws a straight line from there back to zero, and a kid's age picks the spot on it.

What a 5 year old can do, and what it pays.

Every paid job has a standard time: how long it should take, not how long it did. Dawdle and you earn less a minute. Get good at it and you earn more. There's no timer to game and no price to haggle.

A five year old can do real work if the job is short and the finish line is obvious. Put the shoes in the rack. Carry the cutlery to the table. Feed the cat, with someone watching the scoop. Each job takes five minutes at most and pays a few cents, and that is exactly right. The lesson at five is that work has an end, and the end is when you get paid.

Do not start with a chart of ten jobs. Start with two, do them at the same time every day, and hand over the money on payday in coins they can hold. A five year old understands three coins in a jar far better than a number on a screen.

The payslip at 5

One line: jobs done, and what they paid. No deductions yet. The whole point is that the number on the payslip is the number in their hand.

The Jobs Board at age 5, £2.50 an hour

JobStandard timePays
Put the shoes in the rack5 min£0.21
Carry the cutlery to the table5 min£0.21
Feed the cat5 min£0.21
Put the toys back in the box10 min£0.42

Example jobs and times. Family Duties, like clearing your own plate, are unpaid: belonging isn't billable.

How junior wages work in the United Kingdom.

The UK has three legal rates: the National Living Wage for 21 and over, a rate for 18 to 20 year olds, and a rate for 16 and 17 year olds. They change every 1 April. The minimum wage applies from school leaving age, so a sixteen year old with a Saturday job is legally owed the 16 to 17 rate.

Pocket Wage anchors on the 16 to 17 rate and draws a straight line back to zero. At current rates that works out to almost exactly fifty pence per year of age: a ten year old earns five pounds an hour, a twelve year old six. Every April the line is redrawn from the new rate.

Children can do light work from 13 under local council bylaws, such as paper rounds, but the minimum wage does not apply until 16. Between 13 and 15 the pocket wage may well beat what a paper round pays.

Source: GOV.UK — National Minimum Wage and National Living Wage rates, rates from 1 April 2026.

Questions parents ask about 5 year olds.

Is five too young to pay for jobs?

Not if the jobs are five minutes long and the pay arrives the same week. What is too young is a weekly amount that shows up whether or not anything happened, because that teaches the opposite lesson.

How many jobs a week should a five year old do?

About an hour and a half of paid work spread over the week, which is two or three short jobs a day. Family Duties, like clearing their own plate, are on top of that and unpaid.

Should I pay in cash?

Yes, at five. Coins in a jar make the maths visible. The app keeps the ledger, and you hand over the physical money on payday.

How much pocket money should a child get in the UK?

The pocket-money surveys published by UK banks find averages of a few pounds a week at primary age and around ten for teenagers, given weekly regardless. A pocket wage pays the rate for their age for the hours they work, so the answer depends on the jobs.

Every birthday is a pay rise.

The app runs the whole thing: the Jobs Board, the standard times, a sacred weekly payday with a payslip, and Pay-Rise Day on every birthday. No cards, no stored money. The parent is the bank.